IRA Rollover Options

Tax-advantaged Retirement Saving 

Limitless Investment Options 

Flexible Contribution Choices

Preparing You For The Retirement You Planned For

Donner’s Financial Services | Livonia, Michigan

 

IRA Rollovers | Donner’s Financial Services, Inc.

When you’re changing employers or going into retirement, you have a few choices. You can leave your money in your old 401(k), move it to your new employer’s 401(k), or roll it into an IRA.

Putting your money in an IRA means that it’s in your control, not your former employer’s. This ensures that you’ll have access to your money, and won’t have to contact your old company when it comes time to retire.

PROVIDING SOLUTIONS FOR TODAY’S CONCERNS AND TOMORROW’S FUTURE

Planning Your IRA Rollover With Donner’s Financial Services

When you’re rolling over your IRA, it’s important to understand what kind of accounts you’re putting your money into. Some plans have high risk/high reward options that are ideal for younger investors. Others have safer, more stable portfolios that are designed for people nearing retirement. A registered investment advisor can help you understand the difference.

Additionally, there are two main types of IRA you should be aware of:

Traditional IRA

These programs use pre-tax income to fund your investments. Since you don’t have to pay tax on this money, you can afford to invest more up front. However, you’ll have to pay tax on any money that you withdraw from the program. The theory behind this investment is that the growth of your investments will offset what you end up paying in taxes.

Roth IRA

These programs use post-tax income. On the downside, you won’t be able to invest as much upfront, since you’ll have to pay income tax before investing. On the other hand, your withdrawals will be tax-free after retirement, making your income more predictable and allowing you to take smaller withdrawals.

William Donner

Investment Advisor Representative

Call Directly At: 734.743.5333

Donner’s Financial Services, Inc. in Livonia, MI

You could manage your IRA rollover on your own. However, there are several advantages to working with a wealth management professional like Donner’s Financial Services, Inc., including:

  • Understanding regulatory changes Whether due to Congress, regulatory agencies, or state law, the rules and regulations surrounding IRA’s are in constant flux. We keep track of these changes, so you don’t have to.
  • Managing fund changes Suppose your IRA is in a fund that suddenly closes. Are you prepared to do all of the research to reallocate your assets appropriately?
  • Addressing your specific concerns IRA’s aren’t always a straightforward retirement investment. You may want to use some of your savings to fund a child’s college education or protect your money from estate taxes. A professional can sit down with you and understand your concerns, then create a plan that’s tailored to your needs.

At Donner’s Financial Services, we offer a variety of portfolio management (link) and retirement planning (link) services. We also offer insurance solutions (link) to ensure that your retirement is safe from the market’s whims.

If you want to work with a Registered Investment Advisor who understands your needs and risk tolerance, Contact Donner’s Financial Services.

We offer retirement planning services to all of Southeast Michigan, including Livonia, Redford, Dearborn, Novi, and Southfield, MI. Call us directly at 734.743.5333 or click the button below to schedule a consultation.

offering Medallion Signature Guarantee

Donner’s Financial Services Inc. is a Registered Investment Advisor. The firm only transacts business in states where it is properly registered, excluded or exempted from registration requirements. Registration as an Investment Advisor does not indicate that the advisor has attained a particular level of skill or ability.

William D. Donner Is an Investment Advisor Representative for Donner’s Financial Services Inc. based In Livonia Michigan. Donner’s Financial Services Inc. is organized as a Corporation under the CORPORATIONS, SECURITIES AND COMMERCIAL LICENSING BUREAU OF THE STATE OF MICHIGAN.

William Donner is also License to offer insurance products in Michigan.

The information included herein should not be considered a solicitation or an offer to sell products or Financial Services in any State besides those in which
Donner’s Financial Services Inc. or William D. Donner is properly licensed.

Donner’s Financial Services – 9170 Middlebelt Road – Livonia Michigan 48150