Mar 13, 2024 | Retirement Planning
If you’re nearing retirement, you may need to consider asset allocation in a different way. Be aware that asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. When you were younger, you may have invested in stocks and mutual funds...
Feb 15, 2024 | Retirement Planning
As we near retirement, the ability to recoup investment losses becomes critical. Therefore, a strategy to reduce risk as you near retirement should be targeted. Target Date Funds, which are usually mutual funds, self-adjust their portfolio based upon a fixed date. As...
Jan 17, 2024 | Retirement Planning
A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you with income, either starting immediately or at some time in the...
Dec 14, 2023 | Uncategorized
The huge rise in prices we’re seeing from inflation is causing investors a lot of anxiety. The important thing to understand about inflation is that it’s not the amount in your portfolio that matters, but that inflation diminishes the buying power of those...
Sep 4, 2023 | Retirement Planning
Disclaimer: This article about retirement trends to watch is not intended to be financial advice. The information provided is for general informational purposes only and should not be considered as personalized financial guidance. Every individual’s financial...
Sep 19, 2022 | Retirement Planning
Top 5 Retirement Planning Tips For Women How are you planning and saving for retirement? If you’re in your twenties or thirties, you may not be thinking that far ahead—but you should be! Don’t wait until midlife and get caught short by missing out on decades of having...
Apr 19, 2021 | Retirement Planning
What is an IRA Rollover? If you are planning to retire, you might already have an Individual Retirement Account (IRA), either a traditional IRA or a Roth IRA. Both types of IRA provide tax advantages, but there are restrictions on withdrawing money from the account...
Mar 10, 2021 | Retirement Planning
Donner’s Financial Services, Inc. | Retirement Planning Services Serving Port St. Lucie, Stuart, Jenson Beach, and the surrounding communities. “What is an Index Annuity?” Simply put, an index annuity can offer you protection from the downside...
Nov 5, 2020 | Retirement Planning
Should I Take a Pension Lump Sum Buyout? A pension lump-sum buyout can be a great deal for many retirees. But there are some good reasons why you should thoroughly weigh your options before deciding on a lump sum buyout. A pension lump sum buyout is typically offered...
