Are Target Date Funds Right for You?

Are Target Date Funds Right for You?

As we near retirement, the ability to recoup investment losses becomes critical. Therefore, a strategy to reduce risk as you near retirement should be targeted. Target Date Funds, which are usually mutual funds, self-adjust their portfolio based upon a fixed date. As...
What Can Indexed Annuities Do for You?

What Can Indexed Annuities Do for You?

A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you with income, either starting immediately or at some time in the...
What’s Your Inflation Fighting Strategy?

What’s Your Inflation Fighting Strategy?

The huge rise in prices we’re seeing from inflation is causing investors a lot of anxiety. The important thing to understand about inflation is that it’s not the amount in your portfolio that matters, but that inflation diminishes the buying power of those...
Medicare Advantage Plans

Medicare Advantage Plans

Medicare Advantage plans are an alternative to basic – or so-called Original – Medicare. Sometimes referred to as Medicare Part C or MA Plans, they are offered by Medicare-approved private companies. They must follow Medicare rules and provide Medicare...
Top 5 Retirement Planning Tips For Women

Top 5 Retirement Planning Tips For Women

Top 5 Retirement Planning Tips For Women How are you planning and saving for retirement? If you’re in your twenties or thirties, you may not be thinking that far ahead—but you should be! Don’t wait until midlife and get caught short by missing out on decades of having...
IRA Rollovers: Things To Know

IRA Rollovers: Things To Know

What is an IRA Rollover? If you are planning to retire, you might already have an Individual Retirement Account (IRA), either a traditional IRA or a Roth IRA. Both types of IRA provide tax advantages, but there are restrictions on withdrawing money from the account...
What is an Index Annuity?

What is an Index Annuity?

Donner’s Financial Services, Inc. | Retirement Planning Services Serving Port St. Lucie, Stuart, Jenson Beach, and the surrounding communities.  “What is an Index Annuity?” Simply put, an index annuity can offer you protection from the downside...
Should I Take A Pension Lump Sum Buyout

Should I Take A Pension Lump Sum Buyout

Should I Take a Pension Lump Sum Buyout? A pension lump-sum buyout can be a great deal for many retirees. But there are some good reasons why you should thoroughly weigh your options before deciding on a lump sum buyout. A pension lump sum buyout is typically offered...
How do I retire in 2021?

How do I retire in 2021?

How to Retire in 2021  Hi, everyone. William Donner here at Donner’s Financial Services. I would like to answer a question that people have had all year. That is, “How do I retire in 2021?” Based on COVID-19, market volatility, and the economy that we’re in...